Mortgage Loans

Mortgage Loans are borrowed funds from a lender used to finance the purchase of real estate, with the property acting as collateral. Coursera's Mortgage Loans catalogue equips you with an understanding of the complexities and nuances of different mortgage loan types. You'll learn about the entire mortgage process, from origination to closing, including key concepts like interest rates, repayment schedules, and default and foreclosure issues. You'll also be exposed to various aspects of mortgage financing, including underwriting and credit score evaluation, loan-to-value ratio, and the influence of government regulations on the mortgage industry. This knowledge will help you navigate the mortgage landscape, whether you're an aspiring mortgage broker, a real estate professional, or an individual looking to make informed decisions about property financing.